Childcare costs in Garrard County, KY
$10,603 a year for center-based infant care - 18.2% of the local median income, against a national average of $9,592.
The going rate for center-based infant care in Garrard County, KY is $10,603/year, while family childcare is $7,829/year, according to the U.S. Department of Labor National Database of Childcare Prices. This represents 18.2% of the median household income - exceeding the HHS 7% affordability threshold. Toddler care at a center costs $9,083/year, and preschool-age care is $9,083/year.
Garrard County vs. the nation
According to PlainChildcare's center-based infant-care ranking (DOL NDCP priced counties), Garrard County, KY ranks #1,823 of 2,662 U.S. counties by annual center infant price (cheapest = #1). At $10,603 a year for center-based infant care, Garrard County, KY is 11% above the national average of $9,592 - cheaper than 31% of the 2,662 U.S. counties we track, and that bill eats 18.2% of the local median income against the 7% the federal government calls affordable.
- Infant care (center)
- $10,603/yr
- Vs. national avg
- +11%
- Corpus placement
- #1,823 of 2,662
- Share of income
- 18.2%
Source: DOL National Database of Childcare Prices (2022). Median income: U.S. Census ACS 5-year.
- $10,603
- Center Infant/yr
- $7,829
- Family Infant/yr
- $58,263
- Median Income
- 18.2%
- % of Income (Infant)
Annual Childcare Costs by Age Group
| Age Group | Center-Based | Family Childcare |
|---|---|---|
| Infant | $10,603 | $7,829 |
| Toddler | $9,083 | $8,082 |
| Preschool | $9,083 | $8,082 |
| School Age | $7,908 | $6,675 |
Cost Comparison (Center-Based)
Where Garrard County ranks on infant-care cost
Center-based infant care, every U.S. county with reported prices
$10,603 more affordable than 31% of 2,662 US counties
Each bar is a $2.5K-wide band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Labor, National Database of Childcare Prices · 2022
Full NDCP Care Ladder in Garrard County
This county reports every age×setting cell in the DOL NDCP survey. That lets us compare the center premium over family care at each age, and how steeply costs fall from infant to school-age.
| Age | Center | Family | Center premium |
|---|---|---|---|
| Infant | $10,603 | $7,829 | +$2,774 (+35.4%) |
| Toddler | $9,083 | $8,082 | +$1,001 (+12.4%) |
| Preschool | $9,083 | $8,082 | +$1,001 (+12.4%) |
| School Age | $7,908 | $6,675 | +$1,233 (+18.5%) |
Across all four ages, a center path totals $36,677/year versus $30,668/year for family care ($6,009 more at a center). Infant center care runs 1.34× school-age center care here. Among the 120Kentucky counties with a complete NDCP ladder, Garrard County ranks #110 by infant center price (1 = cheapest).
What These Numbers Mean for Garrard County Families
Household affordability in Garrard County tracks against a median income of $58,263, putting infant center care at 18.2% of gross income. The HHS benchmark is 7%, meaning the typical family here exceeds the federal affordability line by 11.2 points.Between 15-20% of income, Garrard County sits in a high-burden tier where most working families need subsidy help or split shifts to cover care.
For how to vet a licensed provider (inspection reports, QRIS ratings, CCDF subsidy intake), see Choosing Quality Childcare. Rate methodology: how these numbers are computed.
Historical Price Trends (2008–2022)
Here's how center-based infant care priced out from 2008 to 2022, across 15 years of NDCP survey data.
View full data table (all care types) ▼
| Year | Ctr Infant |
|---|---|
| 2008 | $5,870 |
| 2009 | $6,273 |
| 2010 | $6,677 |
| 2011 | $7,080 |
| 2012 | $6,900 |
| 2013 | $6,721 |
| 2014 | $6,611 |
| 2015 | $6,500 |
| 2016 | $6,500 |
| 2017 | $6,500 |
| 2018 | $7,321 |
| 2019 | $8,141 |
| 2020 | $8,962 |
| 2021 | $9,782 |
| 2022 | $10,603 |
What this means for Garrard County families
Infant center care here takes 18.2% of the typical household income - above the HHS 7% affordability line.
- At 18.2% of income, infant care exceeds the federal 7% affordability benchmark. Check whether your family qualifies for a CCDF subsidy, which can cap copayments at a sliding share of income. Check subsidy eligibility
- Family childcare homes run $7,829/year for infants, about $2,774 less than a center. Weigh the trade-offs of each setting. Center vs. home care
- See how Garrard County compares against the cheapest counties in Kentucky. Cheapest in Kentucky
NDCP figures are county-level survey medians for 2022, confirm current tuition and openings directly with providers and your state CCR&R agency.